More Than Just Insurance

Courteous, prompt, efficient, and accurate insurance service since 1981.

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Pitts Insurance Team

We are passionate about selling insurance products but realize we serve a bigger purpose. At Pitts Insurance Team, we are more than just insurance.

Pitts Insurance Team, LLC, is a full-service insurance agency for individuals and businesses located in the heart of Columbia, South Carolina. We have decades of combined experience, coupled with specialized expertise and professionalism. Those qualities are what help us help you get the right coverage.

Because insurance is an intensely personal deal, if you don’t get the right policy, you won’t feel secure in many parts of your life. With dedication and an eye for detail, we can help every client navigate through a world of insurance policies to pinpoint the right ones for all of your most valuable assets. With us, you will gain the reassurance that your policy matches your needs at all times.

Along the way, we’ll readily address all your questions or concerns about your coverage. In short, we’ve got your back. So, if you want to work with an agency that is about more than enticing gimmicks and complicated jargon, then join us. Read more about us!

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As an independent agency, we are here to help you find the right coverage.

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Our Insurance Partners

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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Umbrella

Property Damage Liability

Risk Factor

You can be held responsible if you significantly damage another vehicle and/or property. Do you have enough coverage to protect yourself from the risk?

Solution

Your standard auto policy limit could easily be exhausted if you are found to be at fault. An umbrella or excess liability policy provides an extra layer of protection once your standard liability limits are exhausted. It’s a cost-effective way to ensure the peace of mind you deserve.

Bodily Injury Liability

Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into a pedestrian, bicycle, or another vehicle. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Solution

An umbrella or excess liability policy helps extend your coverage to better protect you against these significant costs. It’s the ideal coverage to provide peace of mind, even when the unthinkable happens.

Lawsuits

Risk Factor

You invite guests over for a pool party and one of your guests dives into the shallow end of the pool and is permanently injured. They hire a lawyer to represent them and after a long legal battle, you and your family are left financially responsible for their injuries. Do you have enough money in savings to cover your legal responsibilities as well as the legal defense costs?

Solution

An umbrella or excess liability policy increases your personal liability limits by adding protection over and above your current auto, boat, or homeowners policies - providing real financial value, as well as priceless peace of mind. Excess liability insurance is available either by an endorsement to your homeowners policy or available as separate coverage.

Watercraft Liability

Risk Factor

Accidents can happen to anyone at any time, even those who have been out on the water for years. Personal watercraft insurance is a necessity, but sometimes the limit these policies provide isn't enough.

Solution

Your standard watercraft policy limit could easily be exhausted if you are found to be at fault for property damage or personal injury. An umbrella or excess liability policy can extend those limits, providing you an additional layer of financial protection.

Umbrella Insurance 101

Make sure you cover the unique risks you face with umbrella insurance.

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Real clients. Real reviews. Real coverage.

“These people genuinely care about their customers. They call me annually just to talk with me and make sure I am getting the lowest rate possible while still having high-quality coverage.”

– Mike Morgan

Our Clients Rave About Us

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What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out How

Community Focused

We give back to our community and get involved with the charities we support.

Clients Come First

We go the extra mile to exceed your expectations, no matter what you need.

Experienced Agents

With our experience, we understand what it takes to bring you quality coverage.

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How can Pitts Insurance Team help?

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  Contact Pitts Insurance Team

As an independent agency, we are here to help you find the right coverage.

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Columbia, SC

9450 Two Notch Road
Columbia, SC 29223

We issue policies throughout South Carolina with a focus in the following counties: Richland, Lexington, Kershaw, Newberry, Fairfield, Orangeburg, and Sumter. We are also licensed in Georgia and North Carolina.

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